Launched in January 2020, Bitspay is a centralized exchange based in Estonia. It is regulated by Estonia under the Anti Money Laundering Counter-Terrorism Financing Act 2019. Its geographical focus is on Australia, New Zealand. and Singapore. Citizens from 30+ countries are permitted to join. In January 2020, it launched in Estonia and aims to become a major licensed cryptocurrency exchange. Bitspay describes itself as a pro-regulation exchange with a focus on trust and security.With mandatory KYC and tiered trading fees, its services are available to individuals, businesses, trusts and Self-Managed Superannuation Funds.