The Telcoin (TEL) token was issued by Telcoin in 2017 and is now governed by Telcoin Association. It is the native token of the Telcoin Platform and the gas token of Telcoin Network.

Telcoin, a multi-national fintech serving 171 countries, unites blockchain technology, telecommunications, and digital banking to deliver borderless, instant, and affordable financial services to mobile phone users worldwide.

Telcoin became the first company to obtain a Digital Asset Depository Institution charter under the Nebraska Financial Innovation Act, with final approval granted in November 2025. As a state-chartered institution, Telcoin Digital Asset Bank is empowered to issue eUSD (the first on-chain, bank-issued stablecoin), accept customer deposits, and connect users to DeFi under a regulated framework.

Telcoin’s mobile application, Telcoin Wallet, enables users to hold Digital Cash stablecoins, swap dozens of tokens on Polygon, and send remittances to mobile money platforms worldwide.

Telcoin Association, a Swiss non-profit domiciled in Lugano, governs the Telcoin Platform and the TEL token while overseeing the development of Telcoin Network, an EVM-compatible public blockchain secured by a consortium of GSMA mobile network operators. Telcoin became the first blockchain organization to join GSMA in 2018, and Telcoin Association continues working with MNOs and ecosystem stakeholders to expand access to secure and affordable financial services. Read more about Telcoin Association and its decentralized governance here.

Telcoin is led by Founder and CEO Paul Neuner and a global management team with vast experience in blockchain, telecommunications, and banking.